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Tecala Group Privacy Policy

Last updated: October 2025

When you trust us with your personal information, you expect us to protect it and keep it safe. We understand the importance of protecting the privacy and the rights of individuals (‘you’, ‘your’) in relation to personal information.

Tecala is bound by the Privacy Act 1988 (Cth) (Privacy Act) and will protect your personal information in accordance with the Australian Privacy Principles. These principles ensure the quality and security of your personal information, and govern how we can collect, use, hold, and disclose your personal information.

This Policy is also relevant and applies to other individuals we deal with in connection with commercial credit we provide, such as guarantors and directors. We may from, time to time, review this Policy so please check our website periodically to stay informed of any updates. All personal information collected and held by us will be governed by the most recently updated Privacy Policy.

Please read our privacy policy carefully to get an understanding of how Tecala collects, uses, protects or otherwise handles your ‘Personally Identifiable Information’ (PII) in accordance with our website and marketing communication.

If you would like more information on how we protect your privacy, please visit our contact page.

Tecala Group Pty Limited (ABN 97 079 430 416) and its related entities (we, us or our) are committed to protecting your privacy. This policy explains how we collect, use and protect your personal information. It applies to all personal information we handle, whether we collect it through our website, in person, or through other means.

  • We collect information you provide to us and information we gather when we interact with you
  • We use this information to provide our services and improve your experience
  • We protect your information using secure systems and processes
  • You have rights regarding your personal information, including access and correction rights

Basic identifying and contact details

  • Name, address, email address, and phone number
  • Professional details

Source related information

  • Payment and transaction details for products and services you’ve purchased from us
  • Your preferences for our services and your marketing preferences
  • Feedback and survey responses

Digital information

  • IP address and general location information derived from your IP address
  • Search and browsing behaviour
  • Website usage patterns
  • Cookie preferences

Professional information (for job applications and workers)

  • Employment history
  • Professional experience
  • Required authorisations and licences
  • Professional registrations

Credit information

The types of “credit information” (as defined by Australian privacy law) we may collect about you include:

  • Your personal details (name, address, phone number, and email address)
  • Records that you applied for credit with us
  • The credit amount you applied for
  • The credit amount we provided to you (if applicable)
  • Payment terms for any credit we provided, including repayment periods
  • Your payment history, including any missed or late payments
  • Details of any credit you received that has been fully repaid or discharged
  • Information obtained from your credit references
  • Records of personal bankruptcy or insolvency
  • Information about any court proceedings involving you

The types of “credit eligibility information” (as defined by Australian privacy law) we may collect about you from credit reporting bodies include:

  • Your credit report
  • Your credit assessment score
  • Directly from you when you: when you interact with us, contact us, fill out forms.
  • Automatically when you: visit our website, use our technologies, interact with our online services.
  • From third parties: service providers, business partners, public sources, government organisations and organisations or people authorised by you.

We collect and use your personal information to run our business and provide our services as set out below.

Business operations

  • To manage our relationship with you as a customer or supplier
  • To process and deliver our products and services
  • To handle your inquiries, support requests, and communications
  • To maintain accurate records for billing and administration
  • To verify your identity when required or permitted by law

Communication and support

  • To respond to your questions and support requests
  • To communicate important updates about our services
  • To handle inquiries made through our website or platforms
  • To manage your participation in surveys, feedback sessions, or events

Service improvement

  • To conduct analytics and market research
  • To improve our business operations and services
  • To develop and enhance our applications and platforms
  • To understand how our services are used

Marketing and promotions

  • To send you promotional information about our services and events
  • To inform you about products or services that may interest you
  • To manage your marketing preferences
  • To run competitions, promotions, and special offers
  • To provide additional benefits to our customers

Employment purposes

  • To assess employment applications
  • To evaluate candidate qualifications
  • To manage professional certifications and licences
  • To maintain employment records

Legal and compliance

  • To comply with our legal obligations
  • To respond to court orders or legal processes
  • To maintain required business records
  • To fulfill regulatory requirements or reporting obligations
  • To protect our legal rights and interests or as authorised by law

Credit information: We may collect, hold, use and disclose credit information and credit eligibility information for the following purposes:

  • Verifying your identity
  • Obtaining credit information from credit reporting bodies
  • Assessing your application for credit (or assessing your application to be a guarantor in relation to such credit)
  • Assessing your credit worthiness, including collecting your payment history in relation to any credit provided by us to you
  • Enforcing our rights against you or your guarantors for repayment of any amount owed by you to us
  • Work with you as a customer or supplier of our business
  • Administering your account, including for internal record keeping, administrative, invoicing and billing purposes
  • Dealing with complaints or issues you may have in relation to our business
  • Complying with our legal obligations and resolving any disputes that we may have
  • If otherwise required or authorised by law

We may disclose personal information to:

Service providers

  • IT service providers
  • Data storage providers
  • Web hosting and server providers
  • Payment processors
  • Marketing and advertising providers
  • Analytics providers

Professional advisers

  • Bankers
  • Auditors
  • Insurers and insurance brokers
  • Legal advisers

Business partners

  • Our existing or potential agents
  • Our business partners or contractors

Corporate transactions

If we merge with or are acquired by another company, or sell our business assets:

  • Your information may be disclosed to our advisers
  • Your information may be disclosed to the potential purchaser’s advisers
  • Your information may be included in the transferred assets

Legal and regulatory bodies

  • Courts and tribunals
  • Regulatory authorities including as required for reporting obligations
  • Law enforcement officers

Other parties

  • Third parties you have authorised
  • Emergency services when necessary
  • Any other parties as required or permitted by law

Credit information: We will only disclose your credit information to third parties where it is necessary as part of our business, where we have your consent, or where permitted by law. This means that we may disclose credit information to:

  • Other credit providers to help them assess your existing financial arrangements with us
  • Potential guarantors so they can decide whether to guarantee your credit or offer property as security
  • Guarantors when we need to enforce our rights against them
  • IT service providers, data storage, web-hosting and server providers
  • Payment system operators, debt collectors and other service providers who help us recover debts, and our professional advisors
  • Our employees, contractors and related companies
  • Our existing or potential agents or business partners
  • Our advisors and any prospective purchaser’s advisors if we merge with or are acquired by another company, or sell all or part of our assets (your personal information may be among the transferred assets)
  • Courts, tribunals and regulatory authorities if you fail to pay for goods or services we provided
  • Courts, tribunals, regulatory authorities and law enforcement officers as required or authorised by law, in connection with actual or prospective legal proceedings, or to establish, exercise or defend our legal rights
  • Any other third parties where you have given consent
  • Anyone else as required or permitted by law, such as when we receive a subpoena.

Storage and access

We store your personal information in Australia. However, your information may be accessed from or transferred to locations outside Australia in these circumstances:

  • When our service providers are located overseas
  • When we work with overseas business partners
  • When using cloud-based services or data storage solutions

Our approach to overseas disclosure

Before disclosing your personal information overseas, we take reasonable steps to ensure that the recipient treats your information in accordance with applicable law by only sending what is necessary, requiring recipients to protect your information through contractual agreements which require the recipient to comply with the privacy standards in applicable law or through other mechanisms that provide comparable safeguards and by monitoring how recipients handle your information.

Credit Information

We are not likely to disclose credit information to individuals or entities that do not have an Australian link. If we do disclose credit information to individuals or entities that do not have an Australian link, we will update this privacy and credit information policy to provide details of the countries in which these entities are located.

Providing information

You can choose whether to provide personal information to us, however, if you don’t provide certain information, we may not be able to provide some services. Let us know if you don’t want to provide information and we will let you know when information is required versus optional.

Access to your information

You can request access to the personal information we hold about you and we will respond to your request within a reasonable time. We may charge a reasonable administrative fee for providing access and if we cannot provide access, we will explain why and explore alternative ways to share relevant information.

Correction rights

You can ask us to correct any information that is inaccurate, out of date, incomplete, irrelevant or misleading and we will take reasonable steps to correct your information promptly. If we cannot make the correction, we will explain why and discuss alternatives. You can ask us to add a statement to your information noting your requested correction.

Marketing communications

You can opt-out of receiving marketing communications at any time. Each marketing communication will include an unsubscribe option or you can unsubscribe here. We will process your request as soon as practicable.

Step 1: Contact our privacy officer

PO Box 6173
Norwest NSW 2153
P: +61 028801 3400
E: [email protected]

What to include:

Your full name, contact details, clear details about your request or complaint, and any relevant dates or reference numbers.

Step 2: Our response

We will:

  • Verify your identity before processing your request
  • Investigate thoroughly (for complaints) or process your request (for rights)
  • Respond to you in writing within reasonable timeframes
  • Explain what actions we will take and keep you updated on progress
  • Not charge you for making a request (except for reasonable access fees if applicable)
  • Help you understand and exercise your rights

Step 3: If you’re not satisfied (complaints only)

If you’re not satisfied with our response to your complaint, you can:

  • Ask for a review by our senior management, or
  • Contact external bodies – Australian residents: Office of the Australian Information Commissioner (Phone: 1300 363 992, Website: www.oaic.gov.au)

This is the same process whether you want to access your information, correct mistakes, change marketing preferences, or make a complaint about our privacy practices.

We use multiple layers of security to protect your information.

Technical safeguards

  • Enterprise-grade encryption for data storage and transmission
  • Regular security testing and monitoring
  • Automated threat detection systems

Operational security

  • Staff training on security and privacy
  • Strict access controls based on job requirements
  • Regular security audits and incident response procedures testing

Physical security

  • Secure premises with controlled access
  • Secure disposal of physical documents
  • Equipment security protocols

Public information

Please note that any information you choose to share publicly on online platforms (such as comments or reviews) can be accessed and used by others. We cannot control or protect information that you make publicly available.

We keep your personal information only as long as we need it for the purposes we collected it, or as required by law. When we no longer need it, we securely destroy or de-identify it.

What We Use

We use cookies, tracking pixels, and similar technologies on our website and in our emails to improve your experience and our services.

Cookies

  • Small text files stored on your device
  • Help remember your preferences
  • Enable certain website functions
  • Make your interactions with our website more efficient

Tracking Pixels

  • Tiny, invisible images in web pages and emails
  • Help us understand how you interact with our content
  • Allow us to measure email engagement
  • Enable more relevant content delivery

Essential Functions

  • Remember your login status
  • Maintain your session security
  • Store your preferences
  • Enable core website features

Analytics and Performance

  • Understand how our website is used
  • Measure page views and traffic
  • Analyse user navigation patterns
  • Identify areas for improvement

Personalisation

  • Remember your preferences
  • Tailor content to your interests
  • Improve your browsing experience
  • Provide relevant recommendations

Your control

You can manage these technologies by:

  • Adjusting your browser settings to block or delete cookies
  • Using privacy-focused browser extensions
  • Configuring your email client to block images
  • Using our cookie preference settings

Note: Blocking all cookies may affect website functionality and your user experience.

Google Analytics

We use Google Analytics to understand how people use our website. This involves cookies that collect information about your browsing activity. You can opt out of Google’s advertising features through your Google account settings, browser add-ons, or your device’s privacy settings. Google provides various tools and options to control how your data is used for advertising purposes. You can learn more about how Google uses your data and your available options on Google’s privacy pages.

Meta advertising tools

We use Meta’s advertising tools (such as Meta Pixel) to understand how our ads perform and to show you more relevant advertisements on Meta platforms like Facebook and Instagram when you visit our website or app. You can manage whether we connect information from our website with your Meta account for advertising purposes by adjusting your settings within your Meta account preferences.

Overview

We use artificial intelligence and machine learning technologies in our business operations and services, including AI tools provided by third parties. We only use these technologies when legally permitted and necessary for our business.

How we use AI

We may use AI technologies to:

  • Conduct analysis and data processing
  • Generate and modify content and coding
  • Improve and optimise our services and operations
  • Automate routine tasks and communications
  • Personalise your experience with our services
  • Support quality assurance processes
  • Process documents, files, and other content you upload to our AI agent
  • Learn from user interactions to improve AI agent performance and accuracy
  • Assist with customer support and queries

Data protection and security

When we work with third-party AI providers, we ensure they handle your personal information in accordance with privacy laws through contractual requirements and appropriate safeguards.

Your rights and our commitments

Any information generated or inferred about you by AI technologies is treated as personal information, and you maintain all the rights outlined in this privacy policy. When using AI with your personal information, we commit to:

Transparency and control

  • We’ll inform you when AI is used to make decisions that may significantly affect you
  • We maintain human oversight and review of significant AI-generated decisions
  • Our staff are trained to understand AI limitations and verify outputs before relying on them
  • We implement processes to verify the accuracy of AI-generated outputs

Security

  • We use appropriate technical and organisational measures to maintain the security and integrity of your personal information
  • We regularly test and monitor AI outputs for accuracy and reliability

Risk mitigation

  • We regularly assess and document risks associated with using AI to process personal information
  • We implement appropriate measures to address these risks
  • We continuously monitor AI performance and regularly review their impact

We may update this policy at any time by posting the revised version on our website. We recommend that you review our website regularly to stay current with any policy changes.